Eowyn
Wrought out of steel
Beyond that, there are things such as synchronicities. where people and events may sometimes fall into place, such as meeting the right person at the right time, or more. Perhaps (opinion again) some of these might be pre-planned before we incarnate, but I tend towards the possibility that we can dynamically change things, including whatever it takes to bring about say a chance meeting with someone significant, as a result of our hopes and aspirations as we express them in our thoughts.
Yes, I've experienced some of these synchronicities and I agree with you, we may pre-plan some but there's also something clear, and it is that every event we encounter in our life, it depends on us how it will turn out: we might lose a lot of opportunities to grow if we confront them with a negative attitude, or we can find the positive side in every disgrace. Also, someone's reaction can change depending on the way you approach them. So, yes, I think you're totally right!